Credit Cardsz is helping you in finding the right credit card in the UK. Apply online now for cash back credit cards, gold credit cards, business credit cards and student credit cards. http://www.creditcardsz.co.uk/news/index.html en-us Tue 07 Oct 2008 05:30:39 +0530 The average annual interest rates charged on popular types of credit cards edged down in the past week, according to Bankrate.com. http://www.creditcardsz.co.uk/news/credit_card_interest_rates_edge_down_in_past_week.html Tue 07 Oct 2008 05:30:39 +0530 Shares of General Electric Co. fell more than 6 percent Friday, which an analyst attributed to nervousness at the conglomerate's inability to sell its private-label credit card business. http://www.creditcardsz.co.uk/news/ge_slides_on_worries_over_credit_card_unit_sale.html Sat 13 Sep 2008 06:15:39 +0530 WASHINGTON — With more Americans struggling to pay for basic living expenses, a small but growing segment of the finance industry is encouraging consumers to pay their mortgages, car notes, student loans — and even alimony — online by credit card. http://www.creditcardsz.co.uk/news/online_payment_sites_stir_new_worry_over_consumer_debt.html.html Mon 01 Sep 2008 09:45:39 +0530 Aug. 21 (Bloomberg) -- Frank Chan said he had been a loyal Citibank cardholder for 20 years when he was told by a customer service agent that stopping a check payment would cost him $29. http://www.creditcardsz.co.uk/news/banks_warn_credit_card_legislation_may_hurt_not_help_consumers.html Thur 21 Aug 2008 12:00:39 +0530 Virtually every household in the United States has a credit card that enables them to maintain a certain lifestyle and build credit history. http://www.creditcardsz.co.uk/news/make_your_credit_cards_work_for_you.html Wed 20 Aug 2008 12:00:39 +0530 BUSINESSES and consumers have been warned over a tax scam designed to obtain people’s banking details via a fake e-mail from HM Revenue and Customs. http://www.creditcardsz.co.uk/news/beware_of_fake_tax_refund_emails_seeking_card_details.html Wed 20 Aug 2008 12:00:39 +0530 Police believe a data recording and transmitting device may have been fitted to the swipe machine at the Murco petrol station in Andoversford. http://www.creditcardsz.co.uk/news/garage_card_cloning_investigated.html Wed 20 Aug 2008 12:00:39 +0530 The short answer is that credit card companies still want and expect you to pay back your credit card debt. Indeed often during this hardship period credit card companies will make your life worse by increasing the rates and fees on your credit card debt. http://www.creditcardsz.co.uk/news/eliminate_credit_card_debt.html Wed 09 July 2008 10:56:39 +0530 Just as Americans grow more reliant on credit cards to help pay monthly bills, they're being hit with a one-two punch: Card companies are reducing borrowing limits for tens of thousands of consumers, which then can lead to lower credit scores. http://www.creditcardsz.co.uk/news/credit_scores_hit_now_by_card_limits.html Wed 09 July 10:56:05 +0530 Debt is like cholesterol. It can clog your financial arteries.Maybe that's why you feel as if you're about to have a heart attack when you open your monthly credit card statement. http://www.creditcardsz.co.uk/news/know_which_part_of_your_debt_you_can_eliminate.html Wed 09 July 10:56:05 +0530 keep shoppers coming back and spending more, supermarkets, drugstores, warehouse clubs, gas stations, book chains and many other retailers are pushing points programs. http://www.creditcardsz.co.uk/news/consumer_reports_how_to_find_cards_that_are_truly_rewarding.html Wed 09 July 10:56:05 +0530 Many people use their ATM/debit cards to make purchases on the Internet. It can be safe - if you follow some precautions, but it's still risky. http://www.creditcardsz.co.uk/news/how_can_i_safely_shop_on_the_internet.html Wed 09 July 10:56:05 +0530 MasterCard has suspended its Multilateral Interchange Fee (MIF) from June 21 , paving the way for renegotiations that could reduce the fees paid by travel-retailers to the credit card company. http://www.creditcardsz.co.uk/news/credit_card_move_paves_way_for_lower_charges_to_retailers.html Wed 09 July 10:56:05 +0530 A serious trouble zone is emerging in the consumer credit sector, which has helped drive the Mexican economy during the last four to five years. http://www.creditcardsz.co.uk/news/consumer_credit_card_debt_chilling_the_mexican_economy.html Wed 09 July 10:56:05 +0530 You think your credit card is safe when it's tucked out of sight. However, it may not be, thanks to new technology that's supposed to make your life easier. http://www.creditcardsz.co.uk/news/credit_cards_stolen_without_leaving_wallet.html Wed 09 July 10:56:05 +0530 Don't give out your credit card number unless you're initiating a purchase. Most of us do at least some shopping online these days. As long as you're dealing with a reputable merchant who uses a secure site i.e. one that has "https" in the web address-you should be reasonably confident that your credit card information will be protected http://www.creditcardsz.co.uk/news/taking_the_steps_to_prevent_identity_theft.html Sat, 21 Jun 2008 10:56:39 +0530 Don't forget to look at ways to reduce essential expenses, too: You can call your auto and home insurance company and ask about raising your deductibles, or shop for a lower-cost provider. http://www.creditcardsz.co.uk/news/how_to_stop_recycling_debt.html Sat, 21 Jun 2008 10:56:39 +0530 all cards should be required to put that picture on every card. Then all credit card transactions should require that the picture be verified against the appearance of the person using the card. http://www.creditcardsz.co.uk/news/credit_cards_need_photo_identification.html Sun, 21 Jun 2008 10:56:39 +0530 CREDIT cards may be the most competitive business in America. Anyone with decent credit - and a lot of people without it - finds his mailbox stuffed with come-ons touting "low introductory rates!" and "big rewards http://www.creditcardsz.co.uk/news/feds_new_credit_rules_make_sense.html Sat, 21 Jun 2008 10:56:39 +0530 Credit card issuers are reaching out to teenagers and their parents with youth-friendly credit card products. Whether it's a prepaid card, or one associated with mom's account, these companies say that their products offer teens an early life lesson in financial management. http://www.creditcardsz.co.uk/news/handing_teen_credit_card_has_pros_cons.html Sat, 21 Jun 2008 10:56:39 +0530 Vermont's lone representative to the U.S. House joined Washington-area retailers and a national consumer advocate in announcing the move, saying the issue was raised at a February meeting devoted mainly to the high costs credit card companies impose on consumers. http://www.creditcardsz.co.uk/news/welch_seeks_crackdown_on_credit_firms.html Sat, 21 Jun 2008 10:56:39 +0530 Vermont's lone representative to the U.S. House joined Washington-area retailers and a national consumer advocate in announcing the move, saying the issue was raised at a February meeting devoted mainly to the high costs credit card companies impose on consumers. http://www.creditcardsz.co.uk/news/welch_seeks_crackdown_on_credit_firms.html Sat, 21 Jun 2008 10:56:39 +0530 Issuers noted double-digit percentage year-over-year growth in corporate travel and entertainment transaction volumes in 2007. They saw increased efforts by corporations to consolidate spending onto cards, including global efforts by multinational companies, and continued growth of card use in the small and midsize. http://www.creditcardsz.co.uk/news/2008_business_travel_survey_spending_consolidation_boosts_card_suppliers.html Sat, 21 9 Jun 2008 10:56:39 +0530 shopping online is rapidly becoming the preferred mode of bargain hunting for many. In 2007 Britons spent a whopping £55.3 billion via the web – an increase of roughly a third on the previous year – and we have already dropped £13 billion into web retailers’ (or etailers’) tills in the first three months of 2008, according to IMRG, the trade body for UK online retailers http://www.creditcardsz.co.uk/news/secure_shopping_online.html Sat, 21 Jun 2008 10:56:39 +0530 According to the study undertaken by MoneyExpert.com, around 4.1 million credit card payments have either been missed altogether or paid late over the period, equivalent to nine per cent of the nine per cent of the total bills issued by lenders. http://www.creditcardsz.co.uk/news/credit_card_penalties_reach_50m.html Sat, 21 July2007 10:56:39 +0530 AIRMILES also offers a wide range of travel rewards with 25,000 world-wide hotels, cruises, travel insurance, car hire, package holidays and UK. AIRMILES guarantees to match prices in its brochure holidays. In addition, customers booking with AIRMILES will have no credit card charges or booking fees. http://www.creditcardsz.co.uk/news/new_lloyds_tsb_airmiles_duo_credit_card.html Sat, 21 Jun 200810:56:39 +0530 A recent study carried out into credit card profits has shown that a combination of bad debts and lower credit card usage has left Britain's credit card industry in the bottom three globally when it comes to profitability. http://www.creditcardsz.co.uk/news/britains_credit_card_profits_going_down.html Sat, 21 May 2007 10:56:39 +0530 Jeff Howard, a Lincoln entrepreneur and small business owner, got into severe debt while he was in college. That debt came back to haunt him years after graduation, when he had a hard time getting a loan to start his business. http://www.creditcardsz.co.uk/news/students_should_beware_of_credit_card_debt.html Sat, 21 Jun 2008 10:56:39 +0530 With a credit card, you're really spending and then paying later. That's how kids sometimes get wrapped into too much credit card debt because it's so easy. There are so many offers that come in the mail," says Certified Financial Planner Diane Chong. http://www.creditcardsz.co.uk/news/dollars_and_sense_college_student_credit.html Sat 21 Jun 2008 10:56:39 +0530 Research from Equifax found that 80 per cent of women carry their credit and debit cards in their handbags wherever they go, meaning that a fraudster can easily get hold of the information needed to carry out credit card fraud. http://www.creditcardsz.co.uk/news/handbags_major_risk_in_credit_card_fraud.html Sat, 21 May 2007 10:56:39 +0530 I've been a regular user of a certain credit card for many years. I'm not the kind of girl who charges everything from my morning coffee to new appliances just to claim more credit card rewards. I do get a percentage of cash back for every purchase, and I've been generally satisfied. http://www.creditcardsz.co.uk/news/my_credit_card_drives_me_nuts.html Sat, 21 Feb 2007 10:56:39 +0530 BEIJING -- Maybe, just maybe, with his past Olympic week of medals and records, Michael Phelps has single-handedly changed the nature of swimming. It sure feels that way in Beijing. http://www.creditcardsz.co.uk/news/endorsement_gold_on_the_horizon_for_phelps.html Wed, 20 Aug 2008 12:00:39 +0530 The Financial Regulator says that 45% of credit card holders do not pay their outstanding balances at a month end and a survey shows that 50% do not know what interst rate is charged. http://www.creditcardsz.co.uk/news/american_express_heads_irish_credit_cards_cost_survey.html Sat, 21 Mar 2007 10:56:39 +0530 According to recent research, many UK credit card holders are actually unaware of the true cost of withdrawing cash from ATM's with their credit card. Many don't realise that the APR charged for cash withdrawals has risen significantly, making it more expensive to lift cash on credit cards. http://www.creditcardsz.co.uk/news/credit_card_cash_withdrawal_costs_rise.html Sat, 21 Mar 2007 10:56:39 +0530 Recent reports have shown that most people living within London are thinking that they will have to declare themselves bankrupt or get an IVA within this next year. However the Citizen’s Advice Bureau claim that it is high energy bills and child maintenance costs which are causing so many people to be in such a terrible financial position. http://www.creditcardsz.co.uk/news/could_high_energy_bills_be_more_financialy_draining_than_credit_cards.html Sat, 21 Feb 2007 10:56:39 +0530